Disclaimers for Boracchia Wiviott Wealth Partners
Last Updated: September 2023
ARTICLE 29 – DISCLAIMERS
1. There are no warranties or guarantees implied.
1. When not otherwise specified, our return policy is 21 days provided services have not been received.
1. Contacting us does not create any sort of advisor, manager, agent, or fiduciary-client relationship, nor does it require us to act on your behalf until such a relationship exists. A relationship exists when a contract is signed by both parties the client and the provider of those services.
1. Information presented is for general guidance only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, insurance policy, real estate, service, or financial strategy. Investments, planning, insurance and success involves risk and unless otherwise stated, are not guaranteed.
1. Some insurance policies carry risk including but not limited to of the company you’re involved with. Please be sure to first consult with a qualified insurance agent who is also an investment advisor to understand your whole picture of options; tax professional, or attorney before implementing any strategy or recommendation discussed herein.
1. Track record does not indicate future performance. Please be sure to first consult with a qualified financial advisor, tax professional, or attorney before implementing any strategy or recommendation discussed herein.
1. Boracchia Wiviott Insurance Services is merging with Boracchia Wiviott Wealth Partners, LLC. Boracchia Wiviott Wealth Partners, LLC is the parent company. Assume the two companies are merged as of this date when reading these disclosures.
1. Insurance coverages and discounts vary by insurance company.
2. Boracchia Wiviott Insurance Services also does business as BWIS.
3. Real estate transactions are offered by Wealth Partners Real Estate, a wholly separate company from Boracchia Wiviott Wealth Partners, LLC.
4. Any and all conflicts of interest are disclosed on our ADV brochure. The link for this is at the end of the page and every client of our advisory agrees they have read this at the time of the contract with us.
6. Boracchia Wiviott Wealth Partners, LLC is licensed to transact investments such as stocks, mutual funds, ETFs, bonds, puts, calls and more. Insurance products and services may also be offered through Boracchia Wiviott Wealth Partners, LLC including but not limited to through agents, brokers or Boracchia Wiviott Insurance Services. Insurance products are not guaranteed unless otherwise stated by the insurance company. Any guarantees by the company are very clearly stated in writing only; not verbally. Insurance products pay a commission regardless of who sells them; this is how insurance policies work. Regarding the services we offer Boracchia Wiviott Wealth Partners, LLC and Boracchia Wiviott Insurance Services utilize best execution. To learn more about the definition of best execution please view the SEC’s general information page and scroll around 3/4 down the page – https://www.sec.gov/divisions/investment/iaregulation/memoia.htm or you can contact Boracchia Wiviott Wealth Partners, LLC using the website Contact form.
7. BWWP LLC and its Services is limited to the dissemination of general information pertaining to its services, the services of members individually, together with access to additional insurance, planning, real estate or investment-related information, publications, transactions, and links. This web site on the Internet should not be construed by any consumer and/or prospective client as Boracchia Wiviott Insurance Services or BWWP LLC’s solicitation to effect, or attempt to effect transactions in insurance, real estate, or the rendering of personalized advice for compensation, or any other wealth management services over the Internet. The information you obtain at this site is not, nor is it intended to be, relied upon to determine your particular insurance, planning, real estate or investment needs. You should consult the properly licensed professional for advice on your specific situation. In the case of real estate transactions while managing member Lea holds her real estate license any advice by Lea regarding real estate transactions are outside of Boracchia Wiviott Wealth Partners and its scope and require a separate explicit consent from Lea Wiviott Boracchia.
8. Any subsequent, direct communication by us with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption. If not we are unable to contact you. For information pertaining to the registration status of Boracchia Wiviott Wealth Partners LLC where you are located please contact the state insurance department or California Department of Business Oversight. A copy of our firm registration is available with the SEC and our jurisdiction is held under California. As such it is available at the California Department of Business Oversight. You can verify applicable licenses with the California Department of Insurance website – http://www.insurance.ca.gov/license-status/ lic #0H16150 & lic # 0I45731 & read our required firm disclosures on our ADV at the Investment Advisor Registration Depository – https://adviserinfo.sec.gov/firm/brochure/287877.
